By pressing the I Agree button below, customer(s) acknowledges receipt of the Federal Electronic Transfer Act Disclosure**. As Internet banking services expand, this regulation will govern your protective rights.

Customer(s) acknowledges they have been informed there are Federal Regulations** which limit transfers from Savings or Money Management Savings to six per month when initiated by telephone, electronic, or other pre-authorized means.

Customer(s) agree that account security is controlled by the NetTeller ID assigned by the Bank, and the Personal Password chosen and entered by the customer(s). The customer(s) will protect the password and hold the bank harmless from unauthorized use. Any information downloaded by the customer(s) becomes the property and responsibility of the customer(s).

**You received 'Reg DD'and 'Reg E' when you opened your account. Please call 1-888-MASCOMA if you would like another copy.

By clicking "I Agree", you are agreeing to the Online Services Agreement.