Netteller Agreement and Disclosure

By accepting this agreement, you acknowledge and agree that the terms and conditions outlined in this agreement will apply to and govern your use of the Netteller Internet Banking Services, referred here after as Netteller, offered by City National Bank, and that you have read and understand the terms of the agreement.
  • What This Agreement Covers. This agreement covers your use of City National Bank Online banking. Netteller Internet banking services are defined as any electronic service provided by City National Bank that permits you to transfer funds to or from your City National Bank accounts, obtain account information and/or statement updates on your deposit accounts, and receive and send electronic messages to City National Bank, as well as pay bills through the bill pay service, all through the use of a personal computer. Access to Netteller will be provided through the Worldwide Web of the Internet. You are responsible for providing you own access to the Internet through an Internet Service Provider of your choice.

  • Bank Documents. The terms and conditions of this agreement are in addition to, a part of and shall supplement the terms, conditions, rules, and regulations to which you have already agreed that apply to any of your existing City National Bank accounts or services of City National Bank which you currently use.

  • Netteller, Transfers and Payments. When you instruct City National Bank to transfer funds to or from your City National Bank accounts through Netteller, you authorize City National Bank to withdraw the necessary funds from the City National Bank account you designate. As with any funds transfer request, whether or not utilizing Netteller, you agree that you will instruct City National Bank to make withdrawals only when a sufficient balance is or will be available in your designated City National Bank account at the time of withdrawal. City National Bank will not be obligated to act on any withdrawal instruction from you if sufficient funds, including overdraft privileges or other lines of credit are not available in the account you designate.

  • Changes in Terms. City National Bank may change the services and terms governing Netteller, including fees, set forth in this agreement at any time. You will be notified of any such changes as required by applicable law, in writing or electronic message. You understand that by using Netteller after a change becomes effective and after you are notified of the change, you are agreeing to the change.

  • Business Day. Business day means Monday through Friday, excluding Saturday, Sunday, and holidays.

  • Cancellation. This agreement will remain in effect until you or City National Bank terminates it. You may cancel this agreement at any time by notifying City National Bank by mail to P. O. Box 495, Sulphur Springs, TX 75483-0495, ATTN: Online Banking Department. City National Bank may cancel this agreement and terminate your use of City National Bank for any reason at any time. City National Bank will use commercially reasonable measures to notify you in advance of any such termination, but City National Bank is not obligated to do so.

  • Security. In order to maintain secure communications and reduce fraud, you agree to protect the security of your Login I.D., passwords, numbers, codes or other means of identification. City National Bank reserves the right to block access to Netteller to maintain or restore security to City National Bank systems if City National Bank reasonably believes your Login I.D. and/or password has been obtained or are otherwise being used by an unauthorized person. You are liable and responsible for all Netteller transactions made using your means of identification, whether those transactions are made by you or any person you authorize, permit or enable to have your means of identification (even if the person exceeds your authority) or by any person who obtains through you, by whatever means, your means of identification. If you have given someone your means of identification and wish to terminate their authority, or if you know or believe that your means of identification otherwise are compromised, you must notify City National Bank so that City National Bank can take necessary steps to change the means of identification. You agree to defend, hold harmless and indemnify City National Bank from and against any and all claims of any nature arising out of any such access by a person you have authorized, permitted or enabled to have access to your City National Bank accounts via Netteller.

  • Limit of City National Bank and Other Provider's Responsibility. City National Bank agrees to make reasonable efforts to ensure full performance of the Netteller banking services. City National Bank will be responsible for acting only on those instructions sent through Netteller which are actually received and cannot assume any responsibility for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages you send. City National Bank is not responsible for any losses or delays in transmission of instructions arising out of the use of any Internet Service Provider or caused by any browser software. Any information you receive from City National Bank can only be provided on a best-efforts basis for your convenience and is not guaranteed. City National Bank is not liable for any deficiencies in the accuracy, completeness, availability or timeliness of such information or for any investment or other decision made using this information. City National Bank is not responsible for any computer virus or related problems which might be attributed to Netteller or to any services provided by any Internet Service Provider. In the absence of negligence on the part of City National Bank, neither City National Bank’s, nor any of its affiliates or any of their respective officers, directors, employees or agents, is responsible for any direct, indirect, special, incidental, or consequential damages arising in any way out of the use of Netteller. Because some states do not allow the exclusion of limitation of liability for consequential or incidental damages, in such states the liability of the foregoing entities and individual is limited to the extent permitted by law.


  • Interruptions in Services. City National Bank may on a regular basis perform maintenance on City National Bank equipment or systems that may result in an interruption of the Netteller Internet Banking Services. City National Bank will not incur any liability to you as a result of any such interruptions.

  • Severability. In the event any one of more of the provisions of this agreement shall for any reason be held to be invalid, illegal, or unenforceable, the remaining provisions shall remain valid and enforceable.

  • Governing Law. The terms and conditions of this agreement, and any issue relating to an account or service with City National Bank which you access through Netteller, shall be governed by and construed in accordance with the laws of the State of Texas and payable and performable in Hopkins County, Texas.

  • Assignment. City National Bank without your consent may assign its rights and delegate its duties under this agreement to a company affiliated with City National Bank or to any other party City National Bank may contract with in the future. You have no authority to assign any of your rights or duties under this agreement at any time.

  • Entire Agreement. This agreement is the entire agreement between you and City National Bank regarding your use of Netteller and it supersedes any prior discussions and agreements between you and City National Bank regarding Netteller, and supersedes any marketing or other similar material pertaining to Netteller delivered to you in writing, verbally or obtained at any City National Bank site or the sites of any Internet service provider.

  • No Other Use. You may use Netteller only for your personal use and may not reproduce, sell or distribute all or any portion of the information provided to you by Netteller.

  • By clicking "I Agree", I agree to these terms and conditions the same as if executed by me in writing and will utilize the Netteller Services.