Enroll for Online Banking!

Thank you for your interest in Southern Michigan Bank & Trust's Online Banking! Please be aware that this is a secure area. No one will see your personal information.

Before we get started, make sure you have the following items:

  • Your account number at our bank
  • Your Social Security number (SSN) or Tax Identification number (TIN)
  • The email address on file with us

    If your enrollment request is accepted, you will receive a confirmation email. You must confirm your identity through a link in this email. You must access this link from the same computer and browser you used to fill out the Online Banking enrollment.

    If you would rather not provide this information you can still become an Online Banking user. Contact us at 800-379-7628 to enroll.


    By clicking "I Agree," I hereby agree to all terms and conditions found in the Online Banking Agreement, accessible via link directly below this box.