F&M ONLINE ENROLLMENT AGREEMENT


Please read the F&M ONLINE ENROLLMENT AGREEMENT by clicking on the link below. The agreement includes disclaimers of liability and other matters of interest to you. After reading the agreement you will select "Return"which will bring you back to this page. You will then select "I agree" at the bottom of this page, if you agree to the terms and conditions of the F&M Online Agreement. You will then continue to complete the application for enrollment. If you select "I do not agree" you will be returned to the F&M Bank home page.

The use of F&M Online Banking services constitutes your agreement to the terms of this Online Banking Agreement and Disclosure and consent to electronic delivery of Electronic Records as set forth in this Agreement.